AMS Mortgage Services
AMS Presents The Breakdown Homebuyer Webinar◆ FREE HOMEBUYER CLASS

Everything You Need to Know Before You Buy Your First Home

Free live class for New Jersey first-time buyers — no pressure, no jargon, just the real numbers.

Wednesday, September 16, 2026 · 7:00 PM ET — starts in:

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47 people registered this week

Save My Seat

Free · Live via Zoom · Wed, Sep 16 at 7:00 PM ET

We'll text and email your Zoom link 1 hour before class.

MEET YOUR HOST & SPEAKERS
Joseph Daleo
Host

Joseph Daleo

Mortgage Loan Originator · NMLS #286430

With 20+ years in the mortgage industry, Joseph breaks down the homebuying process in plain English. 

Danny Aguilar
Speaker

Danny Aguilar

Mortgage Loan Originator · NMLS #2546954

Danny helps first-time buyers get loan-ready, walking them through pre-approval, credit, and the programs that fit their budget.

Meilyn Torres
Speaker

Meilyn Torres

Real Estate Expert & Team Leader

Meilyn leads a top-producing real estate team and shares what it really takes to find, offer on, and win your first home in today's market.

Jose A. Rodriguez Jr.
Speaker

Jose A. Rodriguez Jr.

Founder & CEO, Got Credit?

Jose helps homebuyers understand and improve their credit so they can qualify for the best loan programs and lowest rates available.

What You'll Learn

  • How much home you can actually afford (the numbers banks won't show you)
  • New Jersey down payment assistance programs that don't require 20%
  • The real difference between pre-qualification and pre-approval
  • What closing costs look like in NJ and how to negotiate them
  • What it takes to win an offer in today's New Jersey housing market